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Total Accounts

Total Accounts :

Lenders like to see that you have used a variety of accounts responsibly and have not had any slip-ups with payments on them.


This goes hand in hand with the Credit Utilization section seeing as if you have more accounts, your utilization percentage will be lower, and the more accounts you have showing positive feedback while showing a lower utilization percentage, you are killing two birds with one stone and boosting your score in two separate sections rather then just one.

Refer to Credit Card Utilization to see this broken down easier.

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